7. Everything will work out in the end
This is one common lie that people keep telling themselves in order to do what they want without having to worry too much about their future. Optimism is not so good when it comes to money, hope for the best but plan for the worst, if you are not doing efforts to improve your personal finances, chances are you’ll be in the same predicament in a year or more.
Pay your future first and make sure your present is secure.